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Under Review

HDFC Regalia Credit Card

We're reviewing the latest data for this card. The information below may be outdated or incomplete.

We're currently refreshing details for the HDFC Regalia Credit Card. Check back soon for updated fees, rewards, lounge access, and other features.

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This card is still available for comparison on some pages while we complete our review.

Still worth it?

Evidence-backed snapshot

Good fit if

  • Fee waiver is on file at ₹3,00,000 annual spend.
  • Lounge access is on file.
  • Reward earn and value are both on file.

Watch out for

  • This card is in review because forex markup needs stronger evidence.
  • Forex markup is 3.5%, so frequent international spends may be costly.
  • One or more decision fields have source disagreement; verify before applying.

Verify before applying

  • Welcome benefit timing and claim process.
  • Lounge spend criteria, guest rules, and visit caps.
  • Annual fee waiver terms and eligible spend exclusions.
  • Issuer fees, GST, finance charges, and late-payment terms.
  • Reward exclusions, caps, redemption value, and voucher timelines.
Fees confidence: High Forex confidence: Low Rewards confidence: High Lounge confidence: Medium Waiver confidence: High

Card facts refreshed 4 June 2026.