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HDFC Bank PIXEL Go vs SBI Card SimplyCLICK RuPay Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the HDFC Bank PIXEL Go and the SBI Card SimplyCLICK RuPay. Verify fees, lounge access, forex markup, and base rewards before you apply.

Low fee HDFC Bank PIXEL Go HDFC Bank PIXEL Go is stronger here. HDFC Bank PIXEL Go has a lower annual fee (₹250 vs ₹499).
upi SBI Card SimplyCLICK RuPay SBI Card SimplyCLICK RuPay is stronger here. Supports UPI via RuPay network.

Quick comparison

Feature PIXEL Go SimplyCLICK RuPay
Annual fee ₹250 Waivable at ₹50,000 spend ₹499 Waivable at ₹1,00,000 spend
Forex fee 3.5% 3.5%
Domestic lounge No lounge access No lounge access

Fees: PIXEL Go wins

Confidence: Medium (verify with issuer)

Forex: Tie

Confidence: Medium (verify with issuer)

Lounge: Tie

Confidence: Medium (verify with issuer)

Confidence varies by card — verify issuer terms

PIXEL Go 5% on Selected categories + 1% on General spend Strong data
SimplyCLICK RuPay 1 pts / ₹100 on General spend Strong data

Pick based on what matters

Start with the constraint you care about most: annual fee (HDFC Bank PIXEL Go: ₹250 vs SBI Card SimplyCLICK RuPay: ₹499), forex markup (3.5% vs 3.5%), or lounge access (No lounge access vs No lounge access).

Explore: HDFC Bank PIXEL Go card page · SBI Card SimplyCLICK RuPay card page · best credit cards in India

If this pair is close, these are the next useful side-by-side checks.

Confidence: High

Verify with issuer (opens in new tab)

Confidence: Medium (verify with issuer)

Verify with issuer (opens in new tab)

Example usage at this monthly spend

At ₹50k/month spend:

Illustrative only, using current base rates before caps.

PIXEL Go HDFC Bank SimplyCLICK RuPay SBI Card
Lounge Access
Domestic lounge visits No lounge access No lounge access
Forex / International Use
Forex markup 3.5% 3.5%
Fees
Annual fee
₹250 vs ₹499
₹250 ₹499
Joining fee
₹250 vs ₹499
₹250 ₹499
Fee waiver spend
₹50,000 vs ₹1,00,000
₹50,000 ₹1,00,000
Rewards
Points per ₹100 1 pts 1 pts
Point cash value
₹1 vs ₹0.25
₹1 ₹0.25

Notes