Money Matters

Add more cards →

Shortlist 2–4 cards

Axis Bank ACE vs HDFC Bank PIXEL Go Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the Axis Bank ACE and the HDFC Bank PIXEL Go. Verify fees, lounge access, forex markup, and base rewards before you apply.

Lounge → Axis Bank ACE Axis Bank ACE is stronger here. Domestic lounge access is 4/year.
Low fee → HDFC Bank PIXEL Go HDFC Bank PIXEL Go is stronger here. HDFC Bank PIXEL Go has a lower annual fee (₹250 vs ₹499).

Quick comparison

Feature ACE PIXEL Go
Annual fee ₹499 Waivable at ₹2,00,000 spend ₹250 Waivable at ₹50,000 spend
Forex fee 3.5% 3.5%
Domestic lounge 4/year No lounge access

Fees: PIXEL Go wins

Confidence: High

Forex: Tie

Confidence: High

Lounge: ACE wins

Confidence: High

Confidence: High

ACE 5% on Bill payments + 1.5% on General spend Strong data
PIXEL Go 5% on Selected categories + 1% on General spend Strong data

Pick based on what matters

Start with the constraint you care about most: annual fee (Axis Bank ACE: ₹499 vs HDFC Bank PIXEL Go: ₹250), forex markup (3.5% vs 3.5%), or lounge access (4/year vs No lounge access).

Explore: Axis Bank ACE card page · HDFC Bank PIXEL Go card page · best credit cards in India

If this pair is close, these are the next useful side-by-side checks.

Confidence: High

Verify with issuer (opens in new tab)

Confidence: High

Verify with issuer (opens in new tab)

Example usage at this monthly spend

At ₹50k/month spend:

Illustrative only, using current base rates before caps.

ACE Axis Bank PIXEL Go HDFC Bank
Lounge Access
Domestic lounge visits
4/year vs No lounge access
 4/year No lounge access
Forex / International Use
Forex markup 3.5% 3.5%
Fees
Annual fee
₹499 vs ₹250
 ₹499 ₹250
Joining fee
₹499 vs ₹250
 ₹499 ₹250
Fee waiver spend
₹2,00,000 vs ₹50,000
 ₹2,00,000 ₹50,000
Rewards
Points per ₹100
1.5 pts vs 1 pts
 1.5 pts 1 pts
Point cash value ₹1 ₹1

Notes