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SELECT vs HSBC TravelOne – Full comparison

Both cards verified with issuer

SELECT source HSBC TravelOne source

Forex costs are a key difference

Key differences

Best forex HSBC TravelOne 0%
Lowest fee SELECT ₹3,000
Best lounge SELECT 8/year lounge

Spend context

At ₹50k/month spend:

  • SELECT: ~₹500/month at base rate
  • HSBC TravelOne: ~₹350/month at base rate

Approximate, based on base rates (before caps).

SELECT AXIS HSBC TravelOne HSBC
Lounge Access
Domestic lounge visits
2/quarter vs 6/year
2/quarter 6/year
International lounge visits
2/year vs 6/year
2/year 6/year
Forex / International Use
Forex markup
3.5% vs 0%
3.5% 0%
Fees
Annual fee
₹3,000 vs ₹4,999
₹3,000 ₹4,999
Joining fee
₹3,000 vs ₹4,999
₹3,000 ₹4,999
Fee waiver spend
₹6,00,000 vs ₹4,00,000
₹6,00,000 ₹4,00,000
Rewards
Points per ₹100
5 pts vs 2 pts
5 pts 2 pts
Point cash value
₹0.2 vs ₹0.35
₹0.2 ₹0.35

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.