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Horizon vs SELECT – Full comparison

Both cards verified with issuer

Horizon source SELECT source

Annual fee structure is a key difference

Key differences

Best lounge Horizon 32/year lounge

Spend context

At ₹50k/month spend:

  • SELECT: ~₹500/month at base rate
  • Horizon: Base earn not clearly specified

Approximate, based on base rates (before caps).

Horizon AXIS SELECT AXIS
Lounge Access
Domestic lounge visits
32/year vs 2/quarter
32/year 2/quarter
International lounge visits
8/year vs 2/year
8/year 2/year
Forex / International Use
Forex markup
No difference
3.5% 3.5%
Fees
Annual fee
No difference
₹3,000 ₹3,000
Joining fee
No difference
₹3,000 ₹3,000
Fee waiver spend
Only available for SELECT
Not clearly specified ₹6,00,000
Rewards
Points per ₹100
Only available for SELECT
Check issuer 5 pts
Point cash value
Only available for SELECT
Check issuer ₹0.2

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.