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Horizon vs SELECT – Full comparison
Both cards verified with issuer
Horizon source SELECT sourceAnnual fee structure is a key difference
Key differences
Best lounge Horizon 32/year lounge
Spend context
At ₹50k/month spend:
- SELECT: ~₹500/month at base rate
- Horizon: Base earn not clearly specified
Approximate, based on base rates (before caps).
| Horizon AXIS | SELECT AXIS | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits 32/year vs 2/quarter | 32/year | 2/quarter |
| International lounge visits 8/year vs 2/year | 8/year | 2/year |
| Forex / International Use | ||
| Forex markup No difference | 3.5% | 3.5% |
| Fees | ||
| Annual fee No difference | ₹3,000 | ₹3,000 |
| Joining fee No difference | ₹3,000 | ₹3,000 |
| Fee waiver spend Only available for SELECT | Not clearly specified | ₹6,00,000 |
| Rewards | ||
| Points per ₹100 Only available for SELECT | Check issuer | 5 pts |
| Point cash value Only available for SELECT | Check issuer | ₹0.2 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Related compare links
- Horizon vs Privilege AXIS vs AXIS
- Horizon vs Atlas AXIS vs AXIS
- Horizon vs Cashback AXIS vs AXIS
- SELECT vs Privilege AXIS vs AXIS
- SELECT vs Atlas AXIS vs AXIS
- SELECT vs Cashback AXIS vs AXIS
Important
Data is compiled from issuer and public sources. Always verify with the issuer before applying.