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HSBC TravelOne vs SBI ELITE – Full comparison
Both cards verified with issuer
HSBC TravelOne source SBI ELITE sourceForex costs are a key difference
Key differences
Best forex HSBC TravelOne 0%
Spend context
At ₹50k/month spend:
- HSBC TravelOne: ~₹350/month at base rate
- SBI ELITE: Base earn not clearly specified
Approximate, based on base rates (before caps).
| HSBC TravelOne HSBC | SBI ELITE SBI | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits No difference | 6/year | 6/year |
| International lounge visits Only available for HSBC TravelOne | 6/year | Varies by variant |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 0% vs 1.99% | 0% | 1.99% |
| Fees | ||
| Annual fee No difference | ₹4,999 | ₹4,999 |
| Joining fee No difference | ₹4,999 | ₹4,999 |
| Fee waiver spend ₹4,00,000 vs ₹6,00,000 | ₹4,00,000 | ₹6,00,000 |
| Rewards | ||
| Points per ₹100 No difference | 2 pts | 2 pts |
| Point cash value Only available for HSBC TravelOne | ₹0.35 | Check issuer |
Notes
- Some data has low confidence — verify with the issuer before relying on it.
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
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Important
Data is compiled from issuer and public sources. Always verify with the issuer before applying.