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HSBC TravelOne vs IDFC First Bank Mayura – Full comparison

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Spend context

At ₹50k/month spend:

  • HSBC TravelOne: ~₹350/month at base rate
  • IDFC First Bank Mayura: ~₹170/month at base rate

Approximate, based on base rates (before caps).

HSBC TravelOne HSBC IDFC First Bank Mayura IDFC
Lounge Access
Domestic lounge visits
6/year vs 4/quarter
6/year 4/quarter
International lounge visits
Only available for HSBC TravelOne
6/year Varies by variant
Forex / International Use
Forex markup 0% 0%
Fees
Annual fee
₹4,999 vs ₹5,999
₹4,999 ₹5,999
Joining fee
₹4,999 vs ₹5,999
₹4,999 ₹5,999
Fee waiver spend
Only available for HSBC TravelOne
₹4,00,000 Not clearly specified
Rewards
Reward points (base spend)
2 pts/₹100 vs 1 pts/₹150
2 pts/₹100 1 pts/₹150
Point cash value
₹0.35 vs ₹0.5
₹0.35 ₹0.5

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.