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Privilege vs SBI Prime – Full comparison

Both cards verified with issuer

Privilege source SBI Prime source

Annual fee structure is a key difference

Key differences

Lowest fee Privilege ₹1,500

Spend context

At ₹50k/month spend:

  • Privilege: ~₹1,600/month at base rate
  • SBI Prime: ~₹250/month at base rate

Approximate, based on base rates (before caps).

Privilege AXIS SBI Prime SBI
Lounge Access
Domestic lounge visits
8/year vs 2/quarter
8/year 2/quarter
International lounge visits
Only available for SBI Prime
Varies by variant 4/year
Forex / International Use
Forex markup
No difference
3.5% 3.5%
Fees
Annual fee
₹1,500 vs ₹2,999
₹1,500 ₹2,999
Joining fee
₹1,500 vs ₹2,999
₹1,500 ₹2,999
Fee waiver spend
Only available for SBI Prime
Not clearly specified ₹3,00,000
Rewards
Points per ₹100
16 pts vs 2 pts
16 pts 2 pts
Point cash value
₹0.2 vs ₹0.25
₹0.2 ₹0.25

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.