Add more cards → Shortlist 2–4 cards

BPCL SBI Card Octane vs SBI Prime – Full comparison

Both cards verified with issuer

BPCL SBI Card Octane source SBI Prime source

Annual fee structure is a key difference

Key differences

Lowest fee BPCL SBI Card Octane ₹1,499
Best lounge SBI Prime 8/year lounge

Spend context

At ₹50k/month spend:

  • SBI Prime: ~₹250/month at base rate
  • BPCL SBI Card Octane: ~₹130/month at base rate

Approximate, based on base rates (before caps).

BPCL SBI Card Octane SBI SBI Prime SBI
Lounge Access
Domestic lounge visits
None vs 2/quarter
 None 2/quarter
International lounge visits
Only available for SBI Prime
 Varies by variant 4/year
Forex / International Use
Forex markup
No difference
 3.5% 3.5%
Fees
Annual fee
₹1,499 vs ₹2,999
 ₹1,499 ₹2,999
Joining fee
₹1,499 vs ₹2,999
 ₹1,499 ₹2,999
Fee waiver spend
₹2,00,000 vs ₹3,00,000
 ₹2,00,000 ₹3,00,000
Rewards
Points per ₹100
1 pts vs 2 pts
 1 pts 2 pts
Point cash value
No difference
 ₹0.25 ₹0.25

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Source: issuer websites + manual verification · Last verified 20 April 2026
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.