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Horizon vs HSBC TravelOne – Full comparison
Both cards verified with issuer
Horizon source HSBC TravelOne sourceForex costs are a key difference
Key differences
Best forex HSBC TravelOne 0%
Lowest fee Horizon ₹3,000
Best lounge Horizon 32/year lounge
Spend context
At ₹50k/month spend:
- HSBC TravelOne: ~₹350/month at base rate
- Horizon: Base earn not clearly specified
Approximate, based on base rates (before caps).
| Horizon AXIS | HSBC TravelOne HSBC | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits 32/year vs 6/year | 32/year | 6/year |
| International lounge visits 8/year vs 6/year | 8/year | 6/year |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 3.5% vs 0% | 3.5% | 0% |
| Fees | ||
| Annual fee ₹3,000 vs ₹4,999 | ₹3,000 | ₹4,999 |
| Joining fee ₹3,000 vs ₹4,999 | ₹3,000 | ₹4,999 |
| Fee waiver spend Only available for HSBC TravelOne | Not clearly specified | ₹4,00,000 |
| Rewards | ||
| Points per ₹100 Only available for HSBC TravelOne | Check issuer | 2 pts |
| Point cash value Only available for HSBC TravelOne | Check issuer | ₹0.35 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Related compare links
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- Horizon vs Privilege AXIS vs AXIS
- Horizon vs Atlas AXIS vs AXIS
- HSBC TravelOne vs SBI ELITE HSBC vs SBI
- HSBC TravelOne vs Atlas HSBC vs AXIS
- HSBC TravelOne vs IDFC First Bank Mayura HSBC vs IDFC
Important
Data is compiled from issuer and public sources. Always verify with the issuer before applying.