- Annual fee ₹1,000 Waivable at ₹4,00,000 spend
- Forex markup 3.5%
- Domestic lounge No lounge access
Pairwise comparison
Add another card →
Axis Bank Cashback vs ICICI Bank Amazon Pay Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the Axis Bank Cashback and the ICICI Bank Amazon Pay. Verify fees, lounge access, forex markup, and base rewards before you apply.
Forex ICICI Bank Amazon Pay Low fee ICICI Bank Amazon Pay
Quick comparison
Three core metrics- Annual fee ₹0 Lifetime free
- Forex markup 1.99%
- Domestic lounge No lounge access
Reward earning explained
Per card7% on Online + 0.8% on General spend
2% on Amazon + 1% on General spend
Pick based on what matters
5 dimensionsStart with the constraint you care about most: annual fee (Axis Bank Cashback: ₹1,000 vs ICICI Bank Amazon Pay: ₹0), forex markup (3.5% vs 1.99%), or lounge access (No lounge access vs No lounge access).
-
Forex markup ICICI Bank Amazon Pay wins ICICI Bank Amazon Pay is better for forex
ICICI Bank Amazon Pay is stronger here. Forex markup is 2%.
-
Lounge access Tie Both cards are similar for lounge access
Domestic lounge access is 0 visits/year.
-
Rewards Insufficient data Insufficient data to compare rewards
Only ICICI Bank Amazon Pay has comparable evidence here. Estimated base reward value is ~1% on base spend.
-
Annual fee ICICI Bank Amazon Pay wins ICICI Bank Amazon Pay is better for fees
ICICI Bank Amazon Pay is stronger here. Annual fee is ₹0.
-
upi Tie Both cards are similar for UPI usage
Visa network does not support UPI payments.
All fields
Example usage at this monthly spend
At ₹50k/month spend:
- Amazon Pay: ~₹500/month at base rate
- Cashback: ~₹80/month at base rate
Amazon Pay shows higher base earn at this spend
Illustrative only, using current base rates before caps.
| Field | Cashback Axis Bank | Amazon Pay ICICI Bank |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits | No lounge access | No lounge access |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 3.5% vs 1.99% | 3.5% | 1.99% |
| Fees | ||
| Annual fee ₹1,000 vs ₹0 | ₹1,000 | ₹0 |
| Joining fee ₹1,000 vs ₹0 | ₹1,000 | ₹0 |
| Fee waiver spend Only available for Cashback | ₹4,00,000 | Not specified |
| Rewards | ||
| Points per ₹100 0.75 pts vs 1 pts | 0.75 pts | 1 pts |
| Point cash value ₹0.2 vs ₹1 | ₹0.2 | ₹1 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.