Which card has a lower forex fee: Axis Bank Burgundy Private Credit Card or Axis Bank My Zone Credit Card?

Axis Bank Burgundy Private Credit Card has lower forex markup (0% vs 3.5%).

Which card has a lower annual fee: Axis Bank Burgundy Private Credit Card or Axis Bank My Zone Credit Card?

Axis Bank Burgundy Private Credit Card has a lower annual fee (₹0 vs ₹500).

Which card offers better lounge access?

Axis Bank Burgundy Private Credit Card: Unlimited domestic lounge access. Axis Bank My Zone Credit Card: 1 per quarter domestic lounge.

Which card has a higher base reward rate?

Base reward rates are not fully available for both cards in the current snapshot.

Pairwise comparison Compare 3+ cards →

Axis Bank Burgundy Private vs Axis Bank My Zone Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the Axis Bank Burgundy Private and the Axis Bank My Zone. Verify fees, lounge access, forex markup, and base rewards before you apply.

Forex Axis Bank Burgundy Private Lounge Axis Bank Burgundy Private

Quick comparison

Three core metrics

Burgundy Private Axis Bank

Annual fee ₹0 Lifetime free
Forex markup 0%
Domestic lounge Unlimited

My Zone Axis Bank

Annual fee ₹500
Forex markup 3.5%
Domestic lounge 1/quarter Conditional · Domestic: 1/quarter · requires ₹50,000 spend in the previous 3 calendar months

Reward earning explained

Per card

Burgundy Private

7.5 pts / ₹100 on General spend

Limited data

My Zone

2 pts / ₹100 on General spend (4 EDGE REWARD points per ₹200 (= 2/₹100). Exclud…

Pick based on what matters

4 dimensions

Start with the constraint you care about most: annual fee (Axis Bank Burgundy Private: ₹0 vs Axis Bank My Zone: ₹500), forex markup (0% vs 3.5%), or lounge access (Unlimited vs 1/quarter).

Travel Insufficient data

Insufficient data to compare travel

Only Axis Bank Burgundy Private has comparable evidence here. Forex markup is 0%.

Burgundy Private: Limited data My Zone: Limited data
Forex markup Axis Bank Burgundy Private wins

Axis Bank Burgundy Private is better for forex

Axis Bank Burgundy Private is stronger here. Forex markup is 0%.
Lounge access Axis Bank Burgundy Private wins

Axis Bank Burgundy Private is better for lounge access

Axis Bank Burgundy Private is stronger here. Domestic lounge access is unlimited.
Rewards Insufficient data

Insufficient data to compare rewards

Only Axis Bank Burgundy Private has comparable evidence here. Estimated base reward value is ~1.5% on base spend.

Burgundy Private: Limited data

Confidence: Low (limited information available)

Verify with issuer

All fields

Standard view

Example usage at this monthly spend

At ₹50k/month spend:

My Zone: ~₹200/month at base rate
Burgundy Private: Base earn not clearly specified

Illustrative only, using current base rates before caps.

Swipe for all fields

Field	Burgundy Private Axis Bank	My Zone Axis Bank
Lounge Access
Domestic lounge visits Unlimited vs 1/quarter	Unlimited	1/quarter
Forex / International Use
Forex markup 0% vs 3.5%	0%	3.5%
Fees
Annual fee ₹0 vs ₹500	₹0	₹500
Joining fee ₹0 vs ₹500	₹0	₹500
Rewards
Points per ₹100 7.5 pts vs 2 pts	7.5 pts	2 pts
Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. Only available for My Zone	Not specified	₹0.2

Notes

Some data has low confidence — verify with the issuer before relying on it.
Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.