KOTAK
Kotak White Reserve
Super-premium card · strong domestic lounge · international details not available · fee waiver achievable around ₹10L annual spend · 2% forex markup.
Strong for lounge access · Weak for high forex and high annual fee
Good for travel Moderate forex Strong lounge access High rewards High annual fee Supports UPI
Lounge Access
- Domestic visits
- Unlimited
- International visits
- Not available in current snapshot International details not available.
International Use
- Forex markup
- 2%
- Product tier
- Super-premium
Fees
- Annual fee
- ₹12,500
- Joining fee
- ₹12,500
- Fee waiver spend
- ₹10,00,000 Above catalog median waiver (₹3,00,000 vs ₹10,00,000).
Rewards
- Points per ₹100
- 2 pts
- Effective earn
- 2% cashback
Confidence: Medium (verify with issuer)
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