HDFC
Tata Neu Plus HDFC Bank
Entry-level card · 4/year domestic lounge · fee waiver achievable around ₹1L annual spend · 3.5% forex markup.
Weak for high forex and low base rewards
High forex Limited lounge access Low annual fee Supports UPI
Lounge Access
- Domestic visits
- 4/year
- International visits
- Not available in current snapshot International details not available.
International Use
- Forex markup
- 3.5% (verify with issuer)
- Product tier
- Entry-level
Fees
- Annual fee
- ₹499
- Joining fee
- ₹499
- Fee waiver spend
- ₹1,00,000 Below catalog median waiver (₹3,00,000 vs ₹1,00,000).
Rewards
- Points per ₹100
- 1 pts value depends on redemption
Confidence: Medium (verify with issuer)
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