HDFC
Tata Neu Infinity HDFC Bank
Mid-tier card · 8/year domestic lounge (2 per quarter) · fee waiver achievable around ₹3L annual spend · 2% forex markup.
Weak for high forex and low base rewards
Good for travel Moderate forex Strong lounge access Moderate rewards Supports UPI
Lounge Access
- Domestic visits
- 8/year
- International visits
- Not available in current snapshot International details not available.
International Use
- Forex markup
- 2%
- Product tier
- Mid-tier
Fees
- Annual fee
- ₹1,499
- Joining fee
- ₹1,499
- Fee waiver spend
- ₹3,00,000 Near catalog median waiver (₹3,00,000 vs ₹3,00,000).
Rewards
- Points per ₹100
- 5 pts value depends on redemption
Confidence: Medium (verify with issuer)
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