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IDFC FIRST Wealth
Annual fee ₹12,000 · Forex 0% · Unlimited lounge access
Credit Cards with Low Forex Fee
A low-forex card reduces the percentage charged on international transactions. This matters most if you spend abroad, pay in foreign currency online, or travel a few times a year.
If you travel internationally even a few times a year, forex fees can matter more than a small difference in reward rates.
Tradeoff to watch
Decision noteCards with lower forex fees do not always win on annual fee or lounge access. Use the groups below to shortlist candidates, then open the card page and compare fee and lounge tradeoffs before you decide.
0% forex
5 cardsOther options
- Scapia Annual fee ₹0 · Forex 0% · Unlimited lounge access
- HSBC TravelOne Annual fee ₹4,999 · Forex 0% · 6/year domestic lounge
- RBL Bank World Safari Annual fee ₹0 · Forex 0% · 4/year domestic lounge
- IDFC FIRST Private Reserve Annual fee ₹0 · Forex 0% · Unlimited lounge access
Up to 2% forex
16 cardsStart here
IDFC First Bank Ashva Metal
Annual fee ₹2,999 · Forex 1% · 16/year domestic lounge
Other options
- IDFC First Bank Mayura Annual fee ₹5,999 · Forex 1% · 16/year domestic lounge (4 per quarter)
- Times Black ICICI Bank Annual fee ₹20,000 · Forex 1.49% · Unlimited lounge access
- Burgundy Private Annual fee ₹40,000 · Forex 1.5% · Unlimited lounge access
- Reserve Annual fee ₹50,000 · Forex 1.5% · Unlimited lounge access
- IndusInd Bank Avios Visa Infinite Annual fee ₹5,000 · Forex 1.5% · 8/year domestic lounge
- IDFC FIRST Select Annual fee ₹0 · Forex 1.99% · 16/year domestic lounge