- Annual fee ₹499
- Forex markup 3.5%
- Domestic lounge No lounge access
Pairwise comparison
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SBI Card BPCL vs SBI Card SimplySAVE Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the SBI Card BPCL and the SBI Card SimplySAVE. Verify fees, lounge access, forex markup, and base rewards before you apply.
Quick comparison
Three core metrics- Annual fee ₹499 Waivable at ₹1,00,000 spend
- Forex markup 3.5%
- Domestic lounge No lounge access
Reward earning explained
Per card1 pts / ₹100 on General spend
1 pts / ₹150 on General spend
Pick based on what matters
4 dimensionsStart with the constraint you care about most: annual fee (SBI Card BPCL: ₹499 vs SBI Card SimplySAVE: ₹499), forex markup (3.5% vs 3.5%), or lounge access (No lounge access vs No lounge access).
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Forex markup Tie Both cards are similar for forex
Forex markup is 3.5%.
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Lounge access Tie Both cards are similar for lounge access
Domestic lounge access is 0 visits/year.
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Annual fee Tie Both cards are similar for fees
Annual fee is ₹499.
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upi Tie Both cards are similar for UPI usage
Visa network does not support UPI payments.
All fields
Example usage at this monthly spend
At ₹50k/month spend:
- SBI BPCL: ~₹130/month at base rate
- SBI SimplySAVE: ~₹80/month at base rate
Illustrative only, using current base rates before caps.
| Field | BPCL SBI Card | SimplySAVE SBI Card |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits | No lounge access | No lounge access |
| Forex / International Use | ||
| Forex markup | 3.5% | 3.5% |
| Fees | ||
| Annual fee | ₹499 | ₹499 |
| Joining fee | ₹499 | ₹499 |
| Fee waiver spend Only available for SBI SimplySAVE | Not specified | ₹1,00,000 |
| Rewards | ||
| Reward points (base spend) 1 pts/₹100 vs 1 pts/₹150 | 1 pts/₹100 | 1 pts/₹150 |
| Point cash value | ₹0.25 | ₹0.25 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.