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BPCL SBI Card Octane vs Cashback SBI Card – Full comparison

Verified with issuer

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Verified with issuer

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Spend context

At ₹50k/month spend:

  • Cashback SBI Card: ~₹500/month at base rate
  • BPCL SBI Card Octane: ~₹130/month at base rate

Cashback SBI Card shows higher base earn at this spend

Approximate, based on base rates (before caps).

BPCL SBI Card Octane SBI Cashback SBI Card SBI
Lounge Access
Domestic lounge visits None None
Forex / International Use
Forex markup 3.5% 3.5%
Fees
Annual fee
₹1,499 vs ₹999
₹1,499 ₹999
Joining fee
₹1,499 vs ₹999
₹1,499 ₹999
Fee waiver spend ₹2,00,000 ₹2,00,000
Rewards
Points per ₹100 1 pts 1 pts
Point cash value
₹0.25 vs ₹1
₹0.25 ₹1

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.