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Tata Neu Infinity HDFC Bank vs SBI PULSE – Full comparison

Both cards verified with issuer

Tata Neu Infinity HDFC Bank source SBI PULSE source

Annual fee structure is a key difference

Key differences

Best forex SBI PULSE 1.99%
Best lounge SBI PULSE 16/year lounge

Spend context

At ₹50k/month spend:

  • Tata Neu Infinity HDFC Bank: ~₹630/month at base rate
  • SBI PULSE: ~₹250/month at base rate

Approximate, based on base rates (before caps).

Tata Neu Infinity HDFC Bank HDFC SBI PULSE SBI
Lounge Access
Domestic lounge visits
8/year vs 16/year
 8/year 16/year
Forex / International Use
Forex markup
2% vs 1.99%
 2% 1.99%
Fees
Annual fee
No difference
 ₹1,499 ₹1,499
Joining fee
No difference
 ₹1,499 ₹1,499
Fee waiver spend
₹3,00,000 vs ₹2,00,000
 ₹3,00,000 ₹2,00,000
Rewards
Points per ₹100
5 pts vs 2 pts
 5 pts 2 pts
Point cash value
No difference
 ₹0.25 ₹0.25

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Source: issuer websites + manual verification · Last verified 20 April 2026
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.