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Millennia vs Tata Neu Infinity HDFC Bank – Full comparison

Both cards verified with issuer

Millennia source Tata Neu Infinity HDFC Bank source

Annual fee structure is a key difference

Key differences

Lowest fee Millennia ₹1,000
Best lounge Tata Neu Infinity HDFC Bank 8/year lounge

Spend context

At ₹50k/month spend:

  • Millennia: ~₹1,000/month at base rate
  • Tata Neu Infinity HDFC Bank: ~₹630/month at base rate

Approximate, based on base rates (before caps).

Millennia HDFC Tata Neu Infinity HDFC Bank HDFC
Lounge Access
Domestic lounge visits
None vs 8/year
None 8/year
Forex / International Use
Forex markup
No difference
2% 2%
Fees
Annual fee
₹1,000 vs ₹1,499
₹1,000 ₹1,499
Joining fee
₹1,000 vs ₹1,499
₹1,000 ₹1,499
Fee waiver spend
₹1,00,000 vs ₹3,00,000
₹1,00,000 ₹3,00,000
Rewards
Reward points (base spend)
3 pts/₹150 vs 5 pts/₹100
3 pts/₹150 5 pts/₹100
Point cash value
₹1 vs ₹0.25
₹1 ₹0.25

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.