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MoneyBack Plus vs Tata Neu Infinity HDFC Bank – Full comparison

Verified with issuer

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Verified with issuer

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Spend context

At ₹50k/month spend:

  • Tata Neu Infinity HDFC Bank: ~₹630/month at base rate
  • MoneyBack Plus: Base earn not clearly specified

Approximate, based on base rates (before caps).

MoneyBack Plus HDFC Tata Neu Infinity HDFC Bank HDFC
Lounge Access
Domestic lounge visits
None vs 8/year
None 8/year
Forex / International Use
Forex markup
Source agreement differs — verify both.
3.5% vs 2%
3.5% 2%
Fees
Annual fee
₹500 vs ₹1,499
₹500 ₹1,499
Joining fee
₹500 vs ₹1,499
₹500 ₹1,499
Fee waiver spend
₹50,000 vs ₹3,00,000
₹50,000 ₹3,00,000
Rewards
Points per ₹100
Only available for Tata Neu Infinity HDFC Bank
Check issuer 5 pts
Point cash value ₹0.25 ₹0.25

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.