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Swiggy HDFC Bank vs Cashback SBI Card – Full comparison

Both cards verified with issuer

Swiggy HDFC Bank source Cashback SBI Card source

Differences are spread across rewards, fees, and perks

Key differences

Lowest fee Swiggy HDFC Bank ₹500

Spend context

At ₹50k/month spend:

  • Swiggy HDFC Bank: ~₹500/month at base rate
  • Cashback SBI Card: ~₹500/month at base rate

Approximate, based on base rates (before caps).

Swiggy HDFC Bank HDFC Cashback SBI Card SBI
Lounge Access
Domestic lounge visits
No difference
None None
Forex / International Use
Forex markup
No difference
3.5% 3.5%
Fees
Annual fee
₹500 vs ₹999
₹500 ₹999
Joining fee
₹500 vs ₹999
₹500 ₹999
Fee waiver spend
No difference
₹2,00,000 ₹2,00,000
Rewards
Points per ₹100
No difference
1 pts 1 pts
Point cash value
No difference
₹1 ₹1

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.