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Millennia vs Swiggy HDFC Bank – Full comparison
Both cards verified with issuer
Millennia source Swiggy HDFC Bank sourceForex costs are a key difference
Key differences
Best forex Millennia 2%
Lowest fee Swiggy HDFC Bank ₹500
Spend context
At ₹50k/month spend:
- Millennia: ~₹1,000/month at base rate
- Swiggy HDFC Bank: ~₹500/month at base rate
Approximate, based on base rates (before caps).
| Millennia HDFC | Swiggy HDFC Bank HDFC | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits No difference | None | None |
| Forex / International Use | ||
| Forex markup 2% vs 3.5% | 2% | 3.5% |
| Fees | ||
| Annual fee ₹1,000 vs ₹500 | ₹1,000 | ₹500 |
| Joining fee ₹1,000 vs ₹500 | ₹1,000 | ₹500 |
| Fee waiver spend ₹1,00,000 vs ₹2,00,000 | ₹1,00,000 | ₹2,00,000 |
| Rewards | ||
| Reward points (base spend) 3 pts/₹150 vs 1 pts/₹100 | 3 pts/₹150 | 1 pts/₹100 |
| Point cash value No difference | ₹1 | ₹1 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Related compare links
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- Millennia vs Tata Neu Plus HDFC Bank HDFC vs HDFC
- Swiggy HDFC Bank vs MoneyBack Plus HDFC vs HDFC
- Swiggy HDFC Bank vs Tata Neu Plus HDFC Bank HDFC vs HDFC
- Swiggy HDFC Bank vs Tata Neu Infinity HDFC Bank HDFC vs HDFC
Important
Data is compiled from issuer and public sources. Always verify with the issuer before applying.