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Regalia vs Tata Neu Infinity HDFC Bank – Full comparison
Both cards verified with issuer
Regalia source Tata Neu Infinity HDFC Bank sourceForex costs are a key difference
Key differences
Best forex Tata Neu Infinity HDFC Bank 2%
Lowest fee Tata Neu Infinity HDFC Bank ₹1,499
Spend context
At ₹50k/month spend:
- Regalia: ~₹670/month at base rate
- Tata Neu Infinity HDFC Bank: ~₹630/month at base rate
Approximate, based on base rates (before caps).
| Regalia HDFC | Tata Neu Infinity HDFC Bank HDFC | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits 2/quarter vs 8/year | 2/quarter | 8/year |
| International lounge visits Only available for Regalia | 6/year | Varies by variant |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 3.5% vs 2% | 3.5% | 2% |
| Fees | ||
| Annual fee ₹2,500 vs ₹1,499 | ₹2,500 | ₹1,499 |
| Joining fee ₹2,500 vs ₹1,499 | ₹2,500 | ₹1,499 |
| Fee waiver spend No difference | ₹3,00,000 | ₹3,00,000 |
| Rewards | ||
| Reward points (base spend) 4 pts/₹150 vs 5 pts/₹100 | 4 pts/₹150 | 5 pts/₹100 |
| Point cash value ₹0.5 vs ₹0.25 | ₹0.5 | ₹0.25 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Related compare links
- Regalia vs Regalia Gold HDFC vs HDFC
- Regalia vs Millennia HDFC vs HDFC
- Regalia vs MoneyBack Plus HDFC vs HDFC
- Tata Neu Infinity HDFC Bank vs Millennia HDFC vs HDFC
- Tata Neu Infinity HDFC Bank vs MoneyBack Plus HDFC vs HDFC
- Tata Neu Infinity HDFC Bank vs Swiggy HDFC Bank HDFC vs HDFC
Important
Data is compiled from issuer and public sources. Always verify with the issuer before applying.