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Diners Club Black vs Times Black ICICI Bank – Full comparison

Both cards verified with issuer

Diners Club Black source Times Black ICICI Bank source

Annual fee structure is a key difference

Key differences

Best forex Times Black ICICI Bank 1.49%
Lowest fee Diners Club Black ₹10,000

Spend context

At ₹50k/month spend:

  • Diners Club Black: ~₹1,670/month at base rate
  • Times Black ICICI Bank: Base earn not clearly specified

Approximate, based on base rates (before caps).

Diners Club Black HDFC Times Black ICICI Bank ICICI
Lounge Access
Domestic lounge visits
No difference
Unlimited Unlimited
International lounge visits
Only available for Diners Club Black
6/year Varies by variant
Forex / International Use
Forex markup
Source agreement differs — verify both.
2% vs 1.49%
2% 1.49%
Fees
Annual fee
₹10,000 vs ₹20,000
₹10,000 ₹20,000
Joining fee
₹10,000 vs ₹20,000
₹10,000 ₹20,000
Fee waiver spend
₹5,00,000 vs ₹25,00,000
₹5,00,000 ₹25,00,000
Rewards
Points per ₹150
Only available for Diners Club Black
5 pts Check issuer
Point cash value
Only available for Diners Club Black
₹1 Check issuer

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.