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Diners Club Black vs Infinia – Full comparison

Both cards verified with issuer

Diners Club Black source Infinia source

Annual fee structure is a key difference

Key differences

Lowest fee Diners Club Black ₹10,000

Spend context

At ₹50k/month spend:

  • Diners Club Black: ~₹1,670/month at base rate
  • Infinia: ~₹1,670/month at base rate

Approximate, based on base rates (before caps).

Diners Club Black HDFC Infinia HDFC
Lounge Access
Domestic lounge visits
No difference
Unlimited Unlimited
International lounge visits
Only available for Diners Club Black
6/year Varies by variant
Forex / International Use
Forex markup
No difference
2% 2%
Fees
Annual fee
₹10,000 vs ₹12,500
₹10,000 ₹12,500
Joining fee
₹10,000 vs ₹12,500
₹10,000 ₹12,500
Fee waiver spend
₹5,00,000 vs ₹10,00,000
₹5,00,000 ₹10,00,000
Rewards
Points per ₹150
No difference
5 pts 5 pts
Point cash value
No difference
₹1 ₹1

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.