Shortlist 2–4 cards
Side-by-side comparison of the Axis Bank SELECT and the HDFC Bank Infinia. Verify fees, lounge access, forex markup, and base rewards before you apply.
| Feature | SELECT | Infinia |
|---|---|---|
| Annual fee | ₹3,000 Waivable at ₹6,00,000 spend | ₹10,000 Waivable at ₹8,00,000 spend |
| Forex fee | 3.5% | 2% |
| Domestic lounge | 8/year (2 per quarter) | Unlimited |
Fees: SELECT wins
Confidence: High
Forex: Infinia wins
Confidence: High
Lounge: Infinia wins
Confidence: High
Confidence: High
Start with the constraint you care about most: annual fee (Axis Bank SELECT: ₹3,000 vs HDFC Bank Infinia: ₹10,000), forex markup (3.5% vs 2%), or lounge access (8/year (2 per quarter) vs Unlimited).
Explore: Axis Bank SELECT card page · HDFC Bank Infinia card page · best credit cards in India
If this pair is close, these are the next useful side-by-side checks.
Confidence: High
Verify with issuer (opens in new tab)Confidence: High
Verify with issuer (opens in new tab)At ₹50k/month spend:
Illustrative only, using current base rates before caps.
| SELECT Axis Bank | Infinia HDFC Bank | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits 8/year (2 per quarter) vs Unlimited | 8/year (2 per quarter) | Unlimited |
| International lounge visits Only available for SELECT | 2/year | Not specified |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 3.5% vs 2% | 3.5% | 2% |
| Fees | ||
| Annual fee ₹3,000 vs ₹10,000 | ₹3,000 | ₹10,000 |
| Joining fee ₹3,000 vs ₹10,000 | ₹3,000 | ₹10,000 |
| Fee waiver spend ₹6,00,000 vs ₹8,00,000 | ₹6,00,000 | ₹8,00,000 |
| Rewards | ||
| Points per ₹100 | 5 pts | 5 pts |
| Point cash value ₹0.2 vs ₹1 | ₹0.2 | ₹1 |