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Horizon vs Magnus – Full comparison
Both cards verified with issuer
Horizon source Magnus sourceForex costs are a key difference
Key differences
Best forex Magnus 2%
Lowest fee Horizon ₹3,000
Best lounge Magnus Unlimited lounge
Spend context
At ₹50k/month spend:
- Magnus: ~₹2,500/month at base rate
- Horizon: Base earn not clearly specified
Approximate, based on base rates (before caps).
| Horizon AXIS | Magnus AXIS | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits 32/year vs Unlimited | 32/year | Unlimited |
| International lounge visits Only available for Horizon | 8/year | Varies by variant |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 3.5% vs 2% | 3.5% | 2% |
| Fees | ||
| Annual fee ₹3,000 vs ₹12,500 | ₹3,000 | ₹12,500 |
| Joining fee ₹3,000 vs ₹12,500 | ₹3,000 | ₹12,500 |
| Fee waiver spend Only available for Magnus | Not clearly specified | ₹25,00,000 |
| Rewards | ||
| Points per ₹100 Only available for Magnus | Check issuer | 5 pts |
| Point cash value Only available for Magnus | Check issuer | ₹1 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Related compare links
- Horizon vs SELECT AXIS vs AXIS
- Horizon vs Privilege AXIS vs AXIS
- Horizon vs Atlas AXIS vs AXIS
- Magnus vs Atlas AXIS vs AXIS
- Magnus vs SELECT AXIS vs AXIS
- Magnus vs Privilege AXIS vs AXIS
Important
Data is compiled from issuer and public sources. Always verify with the issuer before applying.