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AXIS Burgundy Private vs AXIS Primus

Side-by-side comparison of the Axis Bank Burgundy Private and the Axis Bank Primus. Verify fees, lounge access, forex markup, and base rewards before you apply.

Primus

The short answer

No decisive winner on the core dimensions — the head-to-head below shows where the small differences are.

Head-to-head

  • Annual fee Annual fee outcome: insufficient data to compare.
    Burgundy Private Not specified
    Primus ₹3,00,000 Annual-fee waiver not offered
  • Forex markup Forex markup outcome: tie.
    Burgundy Private 0%
    Primus 0%
  • Domestic lounge Domestic lounge outcome: tie.
    Burgundy Private Unlimited
    Primus Unlimited
  • Rewards Rewards outcome: insufficient data to compare.
    Burgundy Private ~1.5%
    Primus Not safely INR-comparable
    conservative base value
    Burgundy Private: Strong data Primus: Strong data

Reward earning explained

Burgundy Private

7.5 EDGE Reward Points / ₹100

Strong data
Primus

1 EDGE Miles / ₹100

Strong data

Example usage at this monthly spend

At ₹50k/month spend:

  • Burgundy Private: ~₹750/month at base rate
  • Primus: Base earn not clearly specified

Illustrative only, using current base rates before caps.

All fields

Field Burgundy Private Axis Bank Primus Axis Bank
Lounge Access
Domestic lounge visits Unlimited Unlimited
International lounge visits Unlimited Unlimited
Forex / International Use
Forex markup 0% 0%
Fees
Recurring annual fee
Only available for Primus
Not specified ₹3,00,000
Annual-fee waiver
Only available for Primus
Not specified Not offered
Monthly interest rate
1.5% / month vs 1% / month
1.5% / month 1% / month
Fuel benefit
1% surcharge waiver · ₹400–₹4,000 transactions · ₹400/month waiver cap vs 1% surcharge waiver · ₹400–₹10,000 transactions
1% surcharge waiver · ₹400–₹4,000 transactions · ₹400/month waiver cap 1% surcharge waiver · ₹400–₹10,000 transactions
Rewards
Points per ₹100
7.5 EDGE Reward Points / ₹100 vs 1 EDGE Miles / ₹100
7.5 EDGE Reward Points / ₹100 1 EDGE Miles / ₹100
Conservative base value
~1.5% vs Not safely INR-comparable
~1.5% Not safely INR-comparable
Earn ceiling
6,000 EDGE Reward Points per month; at 7.5 EDGE Reward Points / ₹100, this lane reaches the cap at ₹80,000 of eligible spend vs Not stated
6,000 EDGE Reward Points per month at 7.5 EDGE Reward Points / ₹100, this lane reaches the cap at ₹80,000 of eligible spend Not stated

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.