Which card has a lower forex fee: Axis Bank Burgundy Private Credit Card or Axis Bank Primus Credit Card?

Both cards have the same forex markup (0%).

Which card has a lower annual fee: Axis Bank Burgundy Private Credit Card or Axis Bank Primus Credit Card?

Axis Bank Burgundy Private Credit Card has a lower annual fee (₹50,000 annual fee vs ₹3,00,000 annual fee).

Which card offers better lounge access?

Axis Bank Burgundy Private Credit Card: Unlimited domestic lounge + Unlimited international. Axis Bank Primus Credit Card: Unlimited domestic lounge + Unlimited international.

Which card has a higher base reward rate?

Base reward rates are not fully available for both cards in the current snapshot.

Pairwise comparison Compare 3+ cards →

Axis Bank Burgundy Private vs Axis Bank Primus Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the Axis Bank Burgundy Private and the Axis Bank Primus. Verify fees, lounge access, forex markup, and base rewards before you apply.

Burgundy Private

Primus

The short answer

Verdict

No decisive winner on the core dimensions — the head-to-head below shows where the small differences are.

Head-to-head

Three core metrics

Annual fee

Burgundy Private ₹50,000 Annual-fee waiver not offered

Primus ₹3,00,000 Annual-fee waiver not offered

Burgundy Private saves ₹2,50,000/yr
Forex markup

Burgundy Private 0%

Primus 0%
Domestic lounge

Burgundy Private Unlimited

Primus Unlimited

Reward earning explained

Per card

Burgundy Private

7.5 EDGE Reward Points / ₹100

Strong data

Primus

1 EDGE Miles / ₹100

Strong data

Pick based on what matters

4 dimensions

Start with the constraint you care about most: annual fee (Axis Bank Burgundy Private: ₹50,000 vs Axis Bank Primus: ₹3,00,000), forex markup (0% vs 0%), or lounge access (Unlimited vs Unlimited).

Travel Tie

Both cards are similar for travel

Forex markup is 0%.
Forex markup Tie

Both cards are similar for forex

Forex markup is 0%.
Lounge access Tie

Both cards are similar for lounge access

Domestic lounge access is unlimited.
Rewards Insufficient data

Insufficient data to compare rewards

Available evidence is incomplete: Axis Bank Burgundy Private conservative base value ~1.5% per ₹100. Axis Bank Primus is not safely INR-comparable (no usable point value).

Burgundy Private: Strong data Primus: Strong data

All fields

Standard view

Example usage at this monthly spend

At ₹50k/month spend:

Burgundy Private: ~₹750/month at base rate
Primus: Base earn not clearly specified

Illustrative only, using current base rates before caps.

Field	Burgundy Private Axis Bank	Primus Axis Bank
Lounge Access
Domestic lounge visits	Unlimited	Unlimited
International lounge visits	Unlimited	Unlimited
Forex / International Use
Forex markup	0%	0%
Fees
Recurring annual fee ₹50,000 vs ₹3,00,000	₹50,000	₹3,00,000
Annual-fee waiver	Not offered	Not offered
Monthly interest rate 1.5% / month vs 1% / month	1.5% / month	1% / month
Fuel benefit 1% surcharge waiver · ₹400–₹4,000 transactions · ₹400/month waiver cap vs 1% surcharge waiver · ₹400–₹10,000 transactions	1% surcharge waiver · ₹400–₹4,000 transactions · ₹400/month waiver cap	1% surcharge waiver · ₹400–₹10,000 transactions
Rewards
Points per ₹100 7.5 EDGE Reward Points / ₹100 vs 1 EDGE Miles / ₹100	7.5 EDGE Reward Points / ₹100	1 EDGE Miles / ₹100
Conservative base value ~1.5% vs Not safely INR-comparable	~1.5%	Not safely INR-comparable
Earn ceiling 6,000 EDGE Reward Points per month; at 7.5 EDGE Reward Points / ₹100, this lane reaches the cap at ₹80,000 of eligible spend vs Not stated	6,000 EDGE Reward Points per month; at 7.5 EDGE Reward Points / ₹100, this lane reaches the cap at ₹80,000 of eligible spend	Not stated

Notes

Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.

Axis Bank Burgundy Private

Verify with issuer

Axis Bank Primus

Verify with issuer