Which card has a lower forex fee: Airtel Axis Bank Credit Card or Axis Bank Magnus Credit Card?

Axis Bank Magnus Credit Card has lower forex markup (2% vs 3.5%).

Which card has a lower annual fee: Airtel Axis Bank Credit Card or Axis Bank Magnus Credit Card?

Airtel Axis Bank Credit Card has a lower annual fee (₹500 vs ₹12,500).

Which card offers better lounge access?

Airtel Axis Bank Credit Card: No domestic lounge. Axis Bank Magnus Credit Card: Unlimited domestic lounge.

Which card has a higher base reward rate?

Axis Bank Magnus Credit Card has higher base reward value (~5% vs ~1%).

Axis Bank Airtel vs Axis Bank Magnus Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the Axis Bank Airtel and the Axis Bank Magnus. Verify fees, lounge access, forex markup, and base rewards before you apply.

Forex → Axis Bank Magnus Axis Bank Magnus is stronger here. Forex markup is 2%.

Lounge → Axis Bank Magnus Axis Bank Magnus is stronger here. Domestic lounge access is unlimited.

Rewards → Axis Bank Magnus Axis Bank Magnus is stronger here. Estimated base reward value is ~5% on base spend.

Low fee → Axis Bank Airtel Axis Bank Airtel is stronger here. Annual fee is ₹500.

Quick comparison

Feature	Airtel	Magnus
Annual fee	₹500 Waivable at ₹2,00,000 spend	₹12,500 Waivable at ₹25,00,000 spend
Forex fee	3.5%	2%
Domestic lounge	No lounge access	Unlimited

Fees: Airtel wins

Confidence: High

Forex: Magnus wins

Confidence: High

Lounge: Magnus wins

Confidence: High

Airtel 1% on General spend Strong data

Magnus 5 pts / ₹100 on General spend Strong data

Pick based on what matters

Start with the constraint you care about most: annual fee (Axis Bank Airtel: ₹500 vs Axis Bank Magnus: ₹12,500), forex markup (3.5% vs 2%), or lounge access (No lounge access vs Unlimited).

Insufficient data to compare travel Strong data vs Strong data Only Axis Bank Magnus has comparable evidence here. Forex markup is 2%.
Axis Bank Magnus is better for forex Strong data vs Strong data Axis Bank Magnus is stronger here. Forex markup is 2%.
Axis Bank Magnus is better for lounge access Strong data Axis Bank Magnus is stronger here. Domestic lounge access is unlimited.
Axis Bank Magnus is better for rewards Strong data vs Strong data Axis Bank Magnus is stronger here. Estimated base reward value is ~5% on base spend.
Axis Bank Airtel is better for fees Strong data vs Strong data Axis Bank Airtel is stronger here. Annual fee is ₹500.
Both cards are similar for UPI usage Visa network does not support UPI payments.

Explore: Axis Bank Airtel card page · Axis Bank Magnus card page · best credit cards in India

Standard view

Example usage at this monthly spend

At ₹50k/month spend:

Magnus: ~₹2,500/month at base rate
Airtel Axis Bank: ~₹500/month at base rate

Illustrative only, using current base rates before caps.

	Airtel Axis Bank	Magnus Axis Bank
Lounge Access
Domestic lounge visits No lounge access vs Unlimited	No lounge access	Unlimited
Forex / International Use
Forex markup 3.5% vs 2%	3.5%	2%
Fees
Annual fee ₹500 vs ₹12,500	₹500	₹12,500
Joining fee ₹500 vs ₹12,500	₹500	₹12,500
Fee waiver spend ₹2,00,000 vs ₹25,00,000	₹2,00,000	₹25,00,000
Rewards
Points per ₹100 1 pts vs 5 pts	1 pts	5 pts
Point cash value	₹1	₹1

Notes

Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.

Axis Bank Airtel vs Axis Bank Magnus Credit Cards – Fees, Lounge, Forex

Quick comparison

Pick based on what matters

Related comparisons

Example usage at this monthly spend

Notes