Which card has a lower forex fee: Axis Bank ACE Credit Card or Axis Bank Burgundy Private Credit Card?

Axis Bank Burgundy Private Credit Card has lower forex markup (0% vs 3.5%).

Which card has a lower annual fee: Axis Bank ACE Credit Card or Axis Bank Burgundy Private Credit Card?

Axis Bank Burgundy Private Credit Card has a lower annual fee (₹0 vs ₹499).

Which card offers better lounge access?

Axis Bank ACE Credit Card: 4 per year domestic lounge. Axis Bank Burgundy Private Credit Card: Unlimited domestic lounge access.

Which card has a higher base reward rate?

Base reward rates are not fully available for both cards in the current snapshot.

Pairwise comparison Compare 3+ cards →

Axis Bank ACE vs Axis Bank Burgundy Private Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the Axis Bank ACE and the Axis Bank Burgundy Private. Verify fees, lounge access, forex markup, and base rewards before you apply.

Forex Axis Bank Burgundy Private Lounge Axis Bank Burgundy Private

Quick comparison

Three core metrics

ACE Axis Bank

Annual fee ₹499 Waivable at ₹2,00,000 spend
Forex markup 3.5%
Domestic lounge 4/year Conditional · Domestic: 4/year · requires ₹50,000 spend in the previous 3 calendar months

Burgundy Private Axis Bank

Annual fee ₹0 Lifetime free
Forex markup 0%
Domestic lounge Unlimited

Reward earning explained

Per card

ACE

5% on Google Pay (domestic) (Utility bill payments and recharges must be comple…

Limited data

Burgundy Private

7.5 pts / ₹100 on General spend

Limited data

Pick based on what matters

4 dimensions

Start with the constraint you care about most: annual fee (Axis Bank ACE: ₹499 vs Axis Bank Burgundy Private: ₹0), forex markup (3.5% vs 0%), or lounge access (4/year vs Unlimited).

Travel Insufficient data

Insufficient data to compare travel

Only Axis Bank Burgundy Private has comparable evidence here. Forex markup is 0%.

ACE: Limited data Burgundy Private: Limited data
Forex markup Axis Bank Burgundy Private wins

Axis Bank Burgundy Private is better for forex

Axis Bank Burgundy Private is stronger here. Forex markup is 0%.
Lounge access Axis Bank Burgundy Private wins

Axis Bank Burgundy Private is better for lounge access

Axis Bank Burgundy Private is stronger here. Domestic lounge access is unlimited.
Rewards Insufficient data

Insufficient data to compare rewards

Only Axis Bank Burgundy Private has comparable evidence here. Estimated base reward value is ~1.5% on base spend.

ACE: Limited data Burgundy Private: Limited data

Verify with issuer

Confidence: Low (limited information available)

Verify with issuer

All fields

Standard view

Example usage at this monthly spend

At ₹50k/month spend:

ACE: ~₹750/month at base rate
Burgundy Private: Base earn not clearly specified

Illustrative only, using current base rates before caps.

Swipe for all fields

Field	ACE Axis Bank	Burgundy Private Axis Bank
Lounge Access
Domestic lounge visits 4/year vs Unlimited	4/year	Unlimited
Forex / International Use
Forex markup 3.5% vs 0%	3.5%	0%
Fees
Annual fee ₹499 vs ₹0	₹499	₹0
Joining fee ₹499 vs ₹0	₹499	₹0
Fee waiver spend Only available for ACE	₹2,00,000	Not specified
Rewards
Points per ₹100 1.5% vs 7.5 pts	1.5%	7.5 pts
Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. Only available for ACE	₹1	Not specified

Notes

Some data has low confidence — verify with the issuer before relying on it.
Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.