Best Credit Cards for Travel in India

Travel cards are useful only when they combine a manageable forex fee with enough lounge access to matter. This page groups travel candidates by the two travel constraints the current data can defend directly.

If you travel abroad a few times a year, lower forex markup usually matters before category rewards. Once you shortlist a card here, open the full card page and verify the lounge terms and fee waiver rules.

Travel tradeoff to watch

Decision note

A card can be strong for travel because it has 0% forex or because it balances a low forex fee with meaningful lounge access. Use the groups below to choose which tradeoff fits your travel pattern.

0% forex options

5 cards
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IDFC FIRST Wealth

Annual fee ₹12,000 · Forex 0% · Unlimited lounge access

Up to 2% forex with lounge access

14 cards
Other options