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IDFC FIRST Wealth
Annual fee ₹12,000 · Forex 0% · Unlimited lounge access
Travel cards are useful only when they combine a manageable forex fee with enough lounge access to matter. This page groups travel candidates by the two travel constraints the current data can defend directly.
If you travel abroad a few times a year, lower forex markup usually matters before category rewards. Once you shortlist a card here, open the full card page and verify the lounge terms and fee waiver rules.
A card can be strong for travel because it has 0% forex or because it balances a low forex fee with meaningful lounge access. Use the groups below to choose which tradeoff fits your travel pattern.
Annual fee ₹12,000 · Forex 0% · Unlimited lounge access
Annual fee ₹2,999 · Forex 1% · 16/year domestic lounge