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SBI SimplyCLICK vs SBI SimplySAVE – Full comparison

Both cards verified with issuer

SBI SimplyCLICK source SBI SimplySAVE source

Annual fee structure is a key difference

Spend context

At ₹50k/month spend:

  • SBI SimplyCLICK: ~₹130/month at base rate
  • SBI SimplySAVE: ~₹80/month at base rate

Approximate, based on base rates (before caps).

SBI SimplyCLICK SBI SBI SimplySAVE SBI
Lounge Access
Domestic lounge visits
No difference
None None
Forex / International Use
Forex markup
No difference
3.5% 3.5%
Fees
Annual fee
No difference
₹499 ₹499
Joining fee
No difference
₹499 ₹499
Fee waiver spend
Only available for SBI SimplyCLICK
₹1,00,000 Not clearly specified
Rewards
Reward points (base spend)
1 pts/₹100 vs 1 pts/₹150
1 pts/₹100 1 pts/₹150
Point cash value
No difference
₹0.25 ₹0.25

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.