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SBI BPCL vs SBI SimplyCLICK – Full comparison

Both cards verified with issuer

SBI BPCL source SBI SimplyCLICK source

Annual fee structure is a key difference

Spend context

At ₹50k/month spend:

  • SBI BPCL: ~₹130/month at base rate
  • SBI SimplyCLICK: ~₹130/month at base rate

Approximate, based on base rates (before caps).

SBI BPCL SBI SBI SimplyCLICK SBI
Lounge Access
Domestic lounge visits
No difference
None None
Forex / International Use
Forex markup
No difference
3.5% 3.5%
Fees
Annual fee
No difference
₹499 ₹499
Joining fee
No difference
₹499 ₹499
Fee waiver spend
Only available for SBI SimplyCLICK
Not clearly specified ₹1,00,000
Rewards
Points per ₹100
No difference
1 pts 1 pts
Point cash value
No difference
₹0.25 ₹0.25

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.