SBI BPCL vs IRCTC SBI Platinum – Full comparison
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At ₹50k/month spend:
- SBI BPCL: ~₹130/month at base rate
- IRCTC SBI Platinum: ~₹130/month at base rate
Approximate, based on base rates (before caps).
| SBI BPCL SBI | IRCTC SBI Platinum SBI | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits | None | None |
| Forex / International Use | ||
| Forex markup | 3.5% | 3.5% |
| Fees | ||
| Annual fee ₹499 vs ₹500 | ₹499 | ₹500 |
| Joining fee ₹499 vs ₹500 | ₹499 | ₹500 |
| Fee waiver spend Only available for IRCTC SBI Platinum | Not clearly specified | ₹75,000 |
| Rewards | ||
| Points per ₹100 | 1 pts | 1 pts |
| Point cash value | ₹0.25 | ₹0.25 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important
Data is compiled from issuer and public sources. Always verify with the issuer before applying.