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ICICI Bank Amazon Pay vs IndusInd Bank Legend Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the ICICI Bank Amazon Pay and the IndusInd Bank Legend. Verify fees, lounge access, forex markup, and base rewards before you apply.

Quick comparison

Feature Amazon Pay Legend
Annual fee ₹0 Lifetime free ₹0 Lifetime free
Forex fee 1.99% 1.8%
Domestic lounge No lounge access No lounge access

Fees: Tie (limited data)

Confidence: Medium (verify with issuer)

Forex: Legend wins

Confidence: Medium (verify with issuer)

Lounge: Tie (limited data)

Confidence: Medium (verify with issuer)

Confidence: Medium (verify with issuer)

Amazon Pay 2% on Amazon + 1% on General spend Limited data
Legend 1 pts / ₹100 on General spend Strong data

Pick based on what matters

Start with the constraint you care about most: annual fee (ICICI Bank Amazon Pay: ₹0 vs IndusInd Bank Legend: ₹0), forex markup (1.99% vs 1.8%), or lounge access (No lounge access vs No lounge access).

Explore: ICICI Bank Amazon Pay card page · IndusInd Bank Legend card page · best credit cards in India

If this pair is close, these are the next useful side-by-side checks.

Confidence: Medium (verify with issuer)

Verify with issuer (opens in new tab)

Confidence: Medium (verify with issuer)

Verify with issuer (opens in new tab)

Example usage at this monthly spend

At ₹50k/month spend:

Illustrative only, using current base rates before caps.

Amazon Pay ICICI Bank Legend IndusInd Bank
Lounge Access
Domestic lounge visits No lounge access No lounge access
Forex / International Use
Forex markup
Source agreement differs — verify both.
1.99% vs 1.8%
1.99% 1.8%
Fees
Annual fee ₹0 ₹0
Joining fee ₹0 ₹0
Rewards
Points per ₹100 1 pts 1 pts
Point cash value
₹1 vs ₹0.5
₹1 ₹0.5

Notes