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Tata Neu Plus HDFC Bank vs SBI BPCL – Full comparison

Both cards verified with issuer

Tata Neu Plus HDFC Bank source SBI BPCL source

Forex costs are a key difference

Key differences

Best forex Tata Neu Plus HDFC Bank 2%
Best lounge Tata Neu Plus HDFC Bank 4/year lounge

Spend context

At ₹50k/month spend:

  • Tata Neu Plus HDFC Bank: ~₹130/month at base rate
  • SBI BPCL: ~₹130/month at base rate

Approximate, based on base rates (before caps).

Tata Neu Plus HDFC Bank HDFC SBI BPCL SBI
Lounge Access
Domestic lounge visits
4/year vs None
 4/year None
Forex / International Use
Forex markup
Source agreement differs — verify both.
2% vs 3.5%
 2% 3.5%
Fees
Annual fee
No difference
 ₹499 ₹499
Joining fee
No difference
 ₹499 ₹499
Fee waiver spend
Only available for Tata Neu Plus HDFC Bank
 ₹1,00,000 Not clearly specified
Rewards
Points per ₹100
No difference
 1 pts 1 pts
Point cash value
No difference
 ₹0.25 ₹0.25

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Source: issuer websites + manual verification · Last verified 20 April 2026
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.