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Tata Neu Plus HDFC Bank vs IDFC FIRST Select – Full comparison
Both cards verified with issuer
Tata Neu Plus HDFC Bank source IDFC FIRST Select sourceAnnual fee structure is a key difference
Key differences
Best forex IDFC FIRST Select 1.99%
Lowest fee IDFC FIRST Select ₹0
Spend context
At ₹50k/month spend:
- Tata Neu Plus HDFC Bank: ~₹130/month at base rate
- IDFC FIRST Select: ~₹130/month at base rate
Approximate, based on base rates (before caps).
| Tata Neu Plus HDFC Bank HDFC | IDFC FIRST Select IDFC | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits No difference | 4/year | 4/year |
| Forex / International Use | ||
| Forex markup Values close; IDFC FIRST Select is better supported. 2% vs 1.99% | 2% | 1.99% |
| Fees | ||
| Annual fee ₹499 vs ₹0 | ₹499 | ₹0 |
| Joining fee Only available for Tata Neu Plus HDFC Bank | ₹499 | Not clearly specified |
| Fee waiver spend Only available for Tata Neu Plus HDFC Bank | ₹1,00,000 | Not clearly specified |
| Rewards | ||
| Points per ₹100 No difference | 1 pts | 1 pts |
| Point cash value No difference | ₹0.25 | ₹0.25 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Related compare links
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- IDFC FIRST Select vs HPCL IDFC First Power+ IDFC vs IDFC
Important
Data is compiled from issuer and public sources. Always verify with the issuer before applying.