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Regalia vs SBI Prime – Full comparison
Both cards verified with issuer
Regalia source SBI Prime sourceDifference is primarily driven by base reward rates
Spend context
At ₹50k/month spend:
- Regalia: ~₹670/month at base rate
- SBI Prime: ~₹250/month at base rate
Regalia shows higher base earn at this spend
Approximate, based on base rates (before caps).
| Regalia HDFC | SBI Prime SBI | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits No difference | 2/quarter | 2/quarter |
| International lounge visits 6/year vs 4/year | 6/year | 4/year |
| Forex / International Use | ||
| Forex markup No difference | 3.5% | 3.5% |
| Fees | ||
| Annual fee ₹2,500 vs ₹2,999 | ₹2,500 | ₹2,999 |
| Joining fee ₹2,500 vs ₹2,999 | ₹2,500 | ₹2,999 |
| Fee waiver spend No difference | ₹3,00,000 | ₹3,00,000 |
| Rewards | ||
| Reward points (base spend) 4 pts/₹150 vs 2 pts/₹100 | 4 pts/₹150 | 2 pts/₹100 |
| Point cash value ₹0.5 vs ₹0.25 | ₹0.5 | ₹0.25 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Related compare links
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- SBI Prime vs PhonePe SBI SELECT BLACK SBI vs SBI
- SBI Prime vs SBI PULSE SBI vs SBI
Important
Data is compiled from issuer and public sources. Always verify with the issuer before applying.