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Millennia vs Amazon Pay – Full comparison
Both cards verified with issuer
Millennia source Amazon Pay sourceAnnual fee structure is a key difference
Key differences
Best forex Amazon Pay 1.99%
Lowest fee Amazon Pay ₹0
Spend context
At ₹50k/month spend:
- Millennia: ~₹1,000/month at base rate
- Amazon Pay: ~₹500/month at base rate
Approximate, based on base rates (before caps).
| Millennia HDFC | Amazon Pay ICICI | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits No difference | None | None |
| Forex / International Use | ||
| Forex markup 2% vs 1.99% | 2% | 1.99% |
| Fees | ||
| Annual fee ₹1,000 vs ₹0 | ₹1,000 | ₹0 |
| Joining fee ₹1,000 vs ₹0 | ₹1,000 | ₹0 |
| Fee waiver spend Only available for Millennia | ₹1,00,000 | Not clearly specified |
| Rewards | ||
| Reward points (base spend) 3 pts/₹150 vs 1 pts/₹100 | 3 pts/₹150 | 1 pts/₹100 |
| Point cash value No difference | ₹1 | ₹1 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
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Important
Data is compiled from issuer and public sources. Always verify with the issuer before applying.