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HDFC Bank Millennia vs HDFC Bank PIXEL Play Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the HDFC Bank Millennia and the HDFC Bank PIXEL Play. Verify fees, lounge access, forex markup, and base rewards before you apply.

Rewards → HDFC Bank PIXEL Play HDFC Bank PIXEL Play is stronger here. Estimated base reward value is ~3% on base spend.
Low fee → HDFC Bank PIXEL Play HDFC Bank PIXEL Play is stronger here. HDFC Bank PIXEL Play has a lower annual fee (₹500 vs ₹1,000).

Quick comparison

Feature Millennia PIXEL Play
Annual fee ₹1,000 Waivable at ₹1,00,000 spend ₹500 Waivable at ₹1,00,000 spend
Forex fee 3.5% 3.5%
Domestic lounge No lounge access No lounge access

Fees: PIXEL Play wins

Confidence: High

Forex: Tie

Confidence: High

Lounge: Tie

Confidence: High

Confidence: High

Millennia 5% on Shopping + 1% on General spend Strong data
PIXEL Play 5% on Selected categories + 3% on General spend Strong data

Pick based on what matters

Start with the constraint you care about most: annual fee (HDFC Bank Millennia: ₹1,000 vs HDFC Bank PIXEL Play: ₹500), forex markup (3.5% vs 3.5%), or lounge access (No lounge access vs No lounge access).

Explore: HDFC Bank Millennia card page · HDFC Bank PIXEL Play card page · best credit cards in India

If this pair is close, these are the next useful side-by-side checks.

Confidence: High

Verify with issuer (opens in new tab)

Confidence: High

Verify with issuer (opens in new tab)

Example usage at this monthly spend

At ₹50k/month spend:

PIXEL Play shows higher base earn at this spend

Illustrative only, using current base rates before caps.

Millennia HDFC Bank PIXEL Play HDFC Bank
Lounge Access
Domestic lounge visits No lounge access No lounge access
Forex / International Use
Forex markup 3.5% 3.5%
Fees
Annual fee
₹1,000 vs ₹500
 ₹1,000 ₹500
Joining fee
₹1,000 vs ₹500
 ₹1,000 ₹500
Fee waiver spend ₹1,00,000 ₹1,00,000
Rewards
Points per ₹100
1 pts vs 3 pts
 1 pts 3 pts
Point cash value ₹1 ₹1

Notes