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Magnus vs Infinia – Full comparison

Both cards verified with issuer

Magnus source Infinia source

Difference is primarily driven by base reward rates

Spend context

At ₹50k/month spend:

  • Magnus: ~₹2,500/month at base rate
  • Infinia: ~₹1,670/month at base rate

Approximate, based on base rates (before caps).

Magnus AXIS Infinia HDFC
Lounge Access
Domestic lounge visits
No difference
Unlimited Unlimited
Forex / International Use
Forex markup
No difference
2% 2%
Fees
Annual fee
No difference
₹12,500 ₹12,500
Joining fee
No difference
₹12,500 ₹12,500
Fee waiver spend
₹25,00,000 vs ₹10,00,000
₹25,00,000 ₹10,00,000
Rewards
Reward points (base spend)
5 pts/₹100 vs 5 pts/₹150
5 pts/₹100 5 pts/₹150
Point cash value
No difference
₹1 ₹1

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.