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Burgundy Private vs Times Black ICICI Bank – Full comparison

Both cards verified with issuer

Burgundy Private source Times Black ICICI Bank source

Annual fee structure is a key difference

Key differences

Best forex Times Black ICICI Bank 1.49%
Lowest fee Times Black ICICI Bank ₹20,000

Spend context

At ₹50k/month spend:

  • Burgundy Private: Base earn not clearly specified
  • Times Black ICICI Bank: Base earn not clearly specified

Approximate, based on base rates (before caps).

Burgundy Private AXIS Times Black ICICI Bank ICICI
Lounge Access
Domestic lounge visits
No difference
Unlimited Unlimited
International lounge visits
Only available for Burgundy Private
12/year Varies by variant
Forex / International Use
Forex markup
1.5% vs 1.49%
1.5% 1.49%
Fees
Annual fee
₹40,000 vs ₹20,000
₹40,000 ₹20,000
Joining fee
₹40,000 vs ₹20,000
₹40,000 ₹20,000
Fee waiver spend
Only available for Times Black ICICI Bank
Not clearly specified ₹25,00,000
Rewards
Point cash value
Only available for Burgundy Private
₹1 Check issuer

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.