Which card has a lower forex fee: Axis Bank Burgundy Private Credit Card or HSBC TravelOne Credit Card?

Both cards have the same forex markup (0%).

Which card has a lower annual fee: Axis Bank Burgundy Private Credit Card or HSBC TravelOne Credit Card?

Axis Bank Burgundy Private Credit Card has a lower annual fee (₹0 vs ₹4,999).

Which card offers better lounge access?

Axis Bank Burgundy Private Credit Card: Unlimited domestic lounge. HSBC TravelOne Credit Card: 6/year domestic lounge.

Which card has a higher base reward rate?

Axis Bank Burgundy Private Credit Card has higher base reward value (~1.5% vs ~0.7%).

Axis Bank Burgundy Private vs HSBC India TravelOne Visa Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the Axis Bank Burgundy Private and the HSBC India TravelOne Visa. Verify fees, lounge access, forex markup, and base rewards before you apply.

Quick comparison

Feature	Burgundy Private	TravelOne Visa
Annual fee	₹0 Lifetime free	₹4,999 Waivable at ₹8,00,000 spend
Forex fee	0%	0%
Domestic lounge	Unlimited	6/year

Fees: Burgundy Private wins

Confidence: Medium (verify with issuer)

Forex: Tie

Confidence: Medium (verify with issuer)

Lounge: Burgundy Private wins

Confidence: Medium (verify with issuer)

Burgundy Private 7.5 pts / ₹100 on General spend Strong data

TravelOne Visa 2 pts / ₹100 on General spend Strong data

Pick based on what matters

Start with the constraint you care about most: annual fee (Axis Bank Burgundy Private: ₹0 vs HSBC India TravelOne Visa: ₹4,999), forex markup (0% vs 0%), or lounge access (Unlimited vs 6/year).

Both cards are similar for travel Strong data vs Strong data Forex markup is 0%.
Both cards are similar for forex Strong data vs Strong data Forex markup is 0%.
Axis Bank Burgundy Private is better for lounge access Strong data Axis Bank Burgundy Private is stronger here. Domestic lounge access is unlimited.
Insufficient data to compare rewards Strong data vs Strong data Only Axis Bank Burgundy Private has comparable evidence here. Estimated base reward value is ~1.5% on base spend.
Insufficient data to compare fees Strong data vs Strong data Only Axis Bank Burgundy Private has comparable evidence here. Annual fee is ₹0.
Both cards are similar for UPI usage Mastercard network does not support UPI payments. Visa network does not support UPI payments.

Explore: Axis Bank Burgundy Private card page · HSBC India TravelOne Visa card page · best credit cards in India

Standard view

Example usage at this monthly spend

At ₹50k/month spend:

Burgundy Private: ~₹750/month at base rate
HSBC TravelOne: ~₹350/month at base rate

Illustrative only, using current base rates before caps.

	Burgundy Private Axis Bank	TravelOne Visa HSBC India
Lounge Access
Domestic lounge visits Unlimited vs 6/year	Unlimited	6/year
International lounge visits 12/year vs 4/year	12/year	4/year
Forex / International Use
Forex markup	0%	0%
Fees
Annual fee ₹0 vs ₹4,999	₹0	₹4,999
Joining fee ₹50,000 vs ₹4,999	₹50,000	₹4,999
Fee waiver spend Only available for HSBC TravelOne	Not specified	₹8,00,000
Rewards
Points per ₹100 7.5 pts vs 2 pts	7.5 pts	2 pts
Point cash value ₹0.2 vs ₹0.35	₹0.2	₹0.35

Notes

Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.

Axis Bank Burgundy Private vs HSBC India TravelOne Visa Credit Cards – Fees, Lounge, Forex

Quick comparison

Pick based on what matters

Related comparisons

Example usage at this monthly spend

Notes