Kotak Zen Signature vs BPCL SBI Card Octane – Full comparison
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At ₹50k/month spend:
- BPCL SBI Card Octane: ~₹130/month at base rate
- Kotak Zen Signature: Base earn not clearly specified
Approximate, based on base rates (before caps).
| Kotak Zen Signature KOTAK | BPCL SBI Card Octane SBI | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits 8/year vs None | 8/year | None |
| International lounge visits Only available for Kotak Zen Signature | 3/year | Varies by variant |
| Forex / International Use | ||
| Forex markup | 3.5% | 3.5% |
| Fees | ||
| Annual fee ₹1,500 vs ₹1,499 | ₹1,500 | ₹1,499 |
| Joining fee ₹1,500 vs ₹1,499 | ₹1,500 | ₹1,499 |
| Fee waiver spend Only available for BPCL SBI Card Octane | Not clearly specified | ₹2,00,000 |
| Rewards | ||
| Reward points (base spend) 8 pts/₹150 vs 1 pts/₹100 | 8 pts/₹150 | 1 pts/₹100 |
| Point cash value Only available for BPCL SBI Card Octane | Check issuer | ₹0.25 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important
Data is compiled from issuer and public sources. Always verify with the issuer before applying.