Shortlist 2–4 cards
This page compares two cards side-by-side so you can pick the better fit. Use it to verify fees, lounge access, forex markup, and base rewards before you apply.
| Feature | IDFC FIRST Wealth | IndusInd Bank Avios Visa Infinite |
|---|---|---|
| Annual fee | ₹12,000 | ₹5,000 |
| Forex fee | 0% | 1.5% |
| Domestic lounge | Unlimited | 8/year |
Start with the constraint you care about most: annual fee (IDFC FIRST Wealth: ₹12,000 vs IndusInd Bank Avios Visa Infinite: ₹5,000), forex markup (0% vs 1.5%), or lounge access (Unlimited vs 8/year).
Explore: IDFC FIRST Wealth card page · IndusInd Bank Avios Visa Infinite card page · best credit cards in India
Source: IDFC FIRST Bank official terms
Open source (opens in new tab)Source: Card issuer official terms
Open source (opens in new tab)At ₹50k/month spend:
Illustrative only, using current base rates before caps.
| IDFC FIRST Wealth IDFC | IndusInd Bank Avios Visa Infinite INDUSIND | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits Unlimited vs 8/year | Unlimited | 8/year |
| International lounge visits Only available for IDFC FIRST Wealth | 4/year | Not specified |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 0% vs 1.5% | 0% | 1.5% |
| Fees | ||
| Annual fee ₹12,000 vs ₹5,000 | ₹12,000 | ₹5,000 |
| Joining fee ₹0 vs ₹10,000 | ₹0 | ₹10,000 |
| Fee waiver spend Only available for IDFC FIRST Wealth | ₹15,00,000 | Not specified |
| Rewards | ||
| Points per ₹150 Only available for IDFC FIRST Wealth | 6 pts | Not specified |
| Point cash value Only available for IDFC FIRST Wealth | ₹0.25 | Not specified |