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IDFC First Bank Mayura vs IndusInd Bank Avios Visa Infinite Credit Cards – Fees, Lounge, Forex

This page compares two cards side-by-side so you can pick the better fit. Use it to verify fees, lounge access, forex markup, and base rewards before you apply.

Quick comparison

Feature IDFC First Bank Mayura IndusInd Bank Avios Visa Infinite
Annual fee ₹5,999 ₹5,000
Forex fee 1% 1.5%
Domestic lounge 16/year (4 per quarter) 8/year

Pick based on what matters

Start with the constraint you care about most: annual fee (IDFC First Bank Mayura: ₹5,999 vs IndusInd Bank Avios Visa Infinite: ₹5,000), forex markup (1% vs 1.5%), or lounge access (16/year (4 per quarter) vs 8/year).

Explore: IDFC First Bank Mayura card page · IndusInd Bank Avios Visa Infinite card page · best credit cards in India

Source: IDFC FIRST Bank official terms

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Source: Card issuer official terms

Open source (opens in new tab)

Example usage at this monthly spend

At ₹50k/month spend:

Illustrative only, using current base rates before caps.

IDFC First Bank Mayura IDFC IndusInd Bank Avios Visa Infinite INDUSIND
Lounge Access
Domestic lounge visits
16/year (4 per quarter) vs 8/year
16/year (4 per quarter) 8/year
Forex / International Use
Forex markup
Source agreement differs — verify both.
1% vs 1.5%
1% 1.5%
Fees
Annual fee
₹5,999 vs ₹5,000
₹5,999 ₹5,000
Joining fee
₹5,999 vs ₹10,000
₹5,999 ₹10,000
Rewards
Points per ₹150
Only available for IDFC First Bank Mayura
1 pts Not specified
Point cash value
Only available for IDFC First Bank Mayura
₹0.5 Not specified

Notes