Shortlist 2–4 cards
This page compares two cards side-by-side so you can pick the better fit. Use it to verify fees, lounge access, forex markup, and base rewards before you apply.
| Feature | Amazon Pay | Times Black ICICI Bank |
|---|---|---|
| Annual fee | ₹0 | ₹20,000 |
| Forex fee | 1.99% | 1.49% |
| Domestic lounge | No lounge access | Unlimited |
Start with the constraint you care about most: annual fee (Amazon Pay: ₹0 vs Times Black ICICI Bank: ₹20,000), forex markup (1.99% vs 1.49%), or lounge access (No lounge access vs Unlimited).
Explore: Amazon Pay card page · Times Black ICICI Bank card page · best credit cards in India
Source: ICICI Bank official terms
Open source (opens in new tab)Source: ICICI Bank official terms
Open source (opens in new tab)At ₹50k/month spend:
Illustrative only, using current base rates before caps.
| Amazon Pay ICICI Bank | Times Black ICICI Bank ICICI Bank | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits No lounge access vs Unlimited | No lounge access | Unlimited |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 1.99% vs 1.49% | 1.99% | 1.49% |
| Fees | ||
| Annual fee ₹0 vs ₹20,000 | ₹0 | ₹20,000 |
| Joining fee ₹0 vs ₹20,000 | ₹0 | ₹20,000 |
| Fee waiver spend Only available for Times Black ICICI Bank | Not specified | ₹25,00,000 |
| Rewards | ||
| Points per ₹100 Only available for Amazon Pay | 1 pts | Not specified |
| Point cash value Only available for Amazon Pay | ₹1 | Not specified |