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Magnus vs Scapia – Full comparison

Both cards verified with issuer

Magnus source Scapia source

Forex costs are a key difference

Key differences

Best forex Scapia 0%
Lowest fee Scapia ₹0

Spend context

At ₹50k/month spend:

  • Magnus: ~₹2,500/month at base rate
  • Scapia: ~₹200/month at base rate

Approximate, based on base rates (before caps).

Magnus AXIS Scapia FEDERAL
Lounge Access
Domestic lounge visits
No difference
Unlimited Unlimited
Forex / International Use
Forex markup
2% vs 0%
2% 0%
Fees
Annual fee
₹12,500 vs ₹0
₹12,500 ₹0
Joining fee
₹12,500 vs ₹0
₹12,500 ₹0
Fee waiver spend
Only available for Magnus
₹25,00,000 Not clearly specified
Rewards
Points per ₹100
5 pts vs 2 pts
5 pts 2 pts
Point cash value
₹1 vs ₹0.2
₹1 ₹0.2

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.