Which card has a lower forex fee: Axis Bank Flipkart Credit Card or Axis Bank SELECT Credit Card?

Both cards have the same forex markup (3.5%).

Which card has a lower annual fee: Axis Bank Flipkart Credit Card or Axis Bank SELECT Credit Card?

Axis Bank Flipkart Credit Card has a lower annual fee (₹500 vs ₹3,000).

Which card offers better lounge access?

Axis Bank Flipkart Credit Card: 4/year domestic lounge. Axis Bank SELECT Credit Card: 8/year domestic lounge (2 per quarter).

Which card has a higher base reward rate?

Axis Bank Flipkart Credit Card has higher base reward value (~1.5% vs ~1%).

Axis Bank Flipkart vs Axis Bank SELECT Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the Axis Bank Flipkart and the Axis Bank SELECT. Verify fees, lounge access, forex markup, and base rewards before you apply.

Quick comparison

Feature	Flipkart	SELECT
Annual fee	₹500 Waivable at ₹3,50,000 spend	₹3,000 Waivable at ₹6,00,000 spend
Forex fee	3.5%	3.5%
Domestic lounge	4/year	8/year (2 per quarter)

Fees: Flipkart wins

Confidence: High

Forex: Tie

Confidence: High

Lounge: SELECT wins

Confidence: High

Flipkart 5% on Flipkart + 1.5% on General spend Strong data

SELECT 5 pts / ₹100 on General spend Strong data

Pick based on what matters

Start with the constraint you care about most: annual fee (Axis Bank Flipkart: ₹500 vs Axis Bank SELECT: ₹3,000), forex markup (3.5% vs 3.5%), or lounge access (4/year vs 8/year (2 per quarter)).

Both cards are similar for forex Strong data vs Strong data Forex markup is 3.5%.
Axis Bank SELECT is better for lounge access Strong data vs Strong data Axis Bank SELECT is stronger here. Domestic lounge access is 8/year (2 per quarter).
Both cards are similar for rewards Strong data vs Strong data Estimated base reward value is ~1.5% on base spend. Estimated base reward value is ~1% on base spend.
Insufficient data to compare fees Strong data vs Strong data Only Axis Bank Flipkart has comparable evidence here. Annual fee is ₹500.
Both cards are similar for UPI usage Mastercard network does not support UPI payments.

Explore: Axis Bank Flipkart card page · Axis Bank SELECT card page · best credit cards in India

Standard view

Example usage at this monthly spend

At ₹50k/month spend:

Flipkart: ~₹750/month at base rate
SELECT: ~₹500/month at base rate

Illustrative only, using current base rates before caps.

	Flipkart Axis Bank	SELECT Axis Bank
Lounge Access
Domestic lounge visits 4/year vs 8/year (2 per quarter)	4/year	8/year (2 per quarter)
International lounge visits Only available for SELECT	Not specified	2/year
Forex / International Use
Forex markup	3.5%	3.5%
Fees
Annual fee ₹500 vs ₹3,000	₹500	₹3,000
Joining fee ₹500 vs ₹3,000	₹500	₹3,000
Fee waiver spend ₹3,50,000 vs ₹6,00,000	₹3,50,000	₹6,00,000
Rewards
Points per ₹100 1.5 pts vs 5 pts	1.5 pts	5 pts
Point cash value ₹1 vs ₹0.2	₹1	₹0.2

Notes

Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.

Axis Bank Flipkart vs Axis Bank SELECT Credit Cards – Fees, Lounge, Forex

Quick comparison

Pick based on what matters

Related comparisons

Example usage at this monthly spend

Notes